PACE Financing

PACE (Property Assessed Clean Energy) Financing


PACE is an affordable and ground-breaking financing that allows property owners to pay for upgrades that increase energy efficiency, harness renewable energy, conserve water, and protect against storms.

Why choose PACE?

Protect Your Family

Strengthening your home with major home improvements such as a new roof and impact windows will help keep your family safe during the next major hurricane or wind event. Consider adding a back up generator for even greater peace of mind 


Reduce Your Insurance Costs

Adding wind mitigation features to your home can make you eligible for big discounts. Our team provides a free wind mitigation analysis and review of your insurance rates to ensure you’re getting the maximum amount of discounts available to you.



Lower Your Energy Bills

Utility companies continue to increase their rates. Lower your energy usage and lower your energy bills with high efficient AC HVAC units or LED lighting. Not only is it better for the environment, it’s better for your wallet too.



How PACE works?

No Application Fee

Government-Endorsed

PACE was formed by local governments to encourage investment in energy efficiency & wind resistant measures.

Terms up To 25 years

Stretch out payments with a plan that works for you. Variable loan terms available.

No Money Down

No up-front out of pocket expenses.

100% Financing for eligible upgrades.

Not FICO Score Driven

Your eligibility is based on your property’s equity.

Payments Made Through Property Tax

Property Assessed Clean Energy Program.

What projects are eligible for PACE?

Hurricane Protection

  • Roof Replacement
  • Roof Installation
  • Impact Windows
  • Impact Doors
  • Hurricane Shutters
  • Strapping
  • Water Barriers
  • Impact Glass
  • Storm Shutters
  • Hurricane Doors
  • High Impact Windows


Building Envelope

  • Insulation
  • Air Sealing
  • Reflective Coating
  • Radiant Barrier
  • Weather Stripping
  • Cool Roof
  • Replacement Roof Hurricane Rated

LED Lighting Appliances & Generators

  • Indoor Outdoor LED Fixtures
  • LED Lighting
  • Energy Efficient Appliances & Controls
  • Backup Generators
  • Home Generators

Heating & AC

  • Heat Pumps
  • Air Conditioning
  • Duct Replacement
  • HVAC Replacement

Water Efficiency

  • Water Heater
  • Free Hot Water Produced By AC

Solar

  • Solar Inverter
  • Solar Panels
  • Solar Pool Heating
  • Solar Water Heating

Popular Questions

  • Is PACE a loan?

    Despite some similarities, PACE isn’t a loan. PACE financing does provide you with upfront money which you have to repay over time (with a low interest rate). But because the financing is attached to the property and repaid through your property taxes, it’s classified as a property assessment instead of a loan.

  • Is PACE a government incentive or discount program?

    No. PACE programs are made possible by state legislation and approved by local governments. However, PACE financing is not a government incentive or subsidy program. PACE does not provide any special discounts, government funding, or payment forgiveness to those who opt to use it.

  • What determines my eligibility for PACE?

    PACE eligibility is based on a variety of factors, primarily the amount of equity you have in your home, your ability to repay the assessment, and your mortgage payment history.


    You also may be eligible if:

    • You live in an eligible county
    • No late property tax payments for 3 years
    • Current on mortgage
    • Not currently in bankruptcy

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